Bi County Insurance & Western Illinois Title is a recommended insurance and title company. They can help you with best value auto insurance in Biggsville, Galesburg or Monmouth IL. They have been in the insurance a long time and they know where to find the best deals for you. Their agents and consultants are licensed in the states of Illinois and Iowa.
Auto insurance refers to coverage for motorized vehicles. This could include cars, vans, trucks, boats, snowmobiles and more. Auto insurance can also cover related items such as trailers and vehicle content. They main area of auto insurance would be vehicles that travel on public roads such as cars and trucks.
When you own a car or a truck you face several risks. Auto insurance covers you for those risks. Your main risks are liability claims, collision damage, medical expenses, storm damage and auto theft or vandalism. Of these liability claims, collision damage and medical expenses top the list.
When it comes to car insurance, liability cover is compulsory. What would you do if somebody rightfully sued you for millions of dollars related to injuries suffered in an auto accident you were involves in? Well you will hope and pray you have liability insurance. You should have it, because it is compulsory in law. Liability insurance covers you should a 3rd party sue you for injuries and damages related to an auto accident. However, liability insurance does not cover your own losses, damages or injuries.
Collision insurance will pay for repairs to your vehicle related to a road accident. For medical expenses you will need the right health insurance or some type of personal injury protection plan. For all other losses you will need comprehensive insurance.
There are many components to auto insurance. Bi County can help you get the best coverage’s at the best price.